Comfort problems rarely happen on a perfect timeline
Schedule NowIf your heating system is failing, or you know it is living on borrowed time, waiting can turn a manageable upgrade into a no-heat emergency.
Financing gives you a way to replace or install heating or hot water equipment sooner and spread cost into affordable monthly payments.
To start, request a job quote from DOC. If your quote totals $1,000 or more, you can complete a quick online financing application for approval.
Heating Equipment Financing
As low as 7.95% APR with extended terms
Extended repayment terms up to 15 years, low interest rates, and no repayment penalties.
- Affordable monthly payments
- Option for those with excellent to fair credit
- Online account management and bill pay options
- No penalty for pre-paying early
- Subject to credit approval
Heating Equipment Financing FAQs
Financing is designed for installing or replacing home heating or hot water systems, based on the quote and project scope.
Yes. Financing applications are available for quotes totaling $1,000 or more.
DOC offers an APR option with extended terms up to 15 years and a no interest, no payment for 2 months option followed by low monthly payments.
The APR option provides extended terms and a low interest rate. It is often a good fit for customers who want predictable payments over a longer period.
It means you can defer payments for two months. After that, monthly payments begin and interest starts after the two-month period.
Yes. DOC financing options note no penalty for pre-paying early.
No. Financing is subject to credit approval.
Start by requesting a job quote. If your quote is $1,000 or more, complete the online financing application for approval.
Yes. Financing options include online account management and bill pay tools.
Financing is designed for the project quote, which typically includes equipment and installation. DOC will clarify what is included in your specific quote.
It is usually best to start with a quote so you know the correct equipment and total cost. DOC can help with that first step
Schedule an evaluation. DOC can assess your system and help you choose the path that makes the most sense before you commit.

